MONAGHAN (nee COSTELLO): Joyce Margaret 27 August, 2019 peacefully at Three Tree Lodge, Lithgow. Of South Bowenfels. Dearly loved wife of Alan (dec), loved mother & mother-in-law of Ron & Sharron, Sandra (dec), Pam Shadbolt, Narelle & Bob Taylor, Terry & Arlene, Karen & Derek Holland, cherished Nan of her grandchildren & great grandchildren, dear sister & sister-in-law of Bill (dec) & Esme, Dixie (dec), Elsie & Colin (dec), Jim & Shirley (both dec) and fond auntie of their families.Funeral & Committal services for JOYCE will be held in Old Bowenfels Presbyterian Church, Lithgow ONWEDNESDAY (4^TH SEPTEMBER, 2019) AT 11.00AM. At the conclusion of the services private cremation will take place. No flowers by request & in lieu donations could be considered to Dementia Australia & may be left at the church.